One of the fastest-growing direct insurers in recent years is Go To Go Auto Insurance. The company offers both standard and non-standard automobile insurance coverage and sells most of its policies direct online. 

Many drivers who seek dirt cheap car insurance have found that Go To Go Auto Insurance has some of the lowest rates for basic, state minimum liability coverage. For safe drivers who have not been in an accident, Go To Go offers liability rates that start under $60 a month. 

With insurance costs soaring in recent years, Go To Go has been an insurer that has gained a lot of attention because they have not increased their premiums nearly as much as the larger competitors have.  

Go To Go Auto Insurance Rates

Go To Go Auto Insurance calculates a driver’s rates based on a complex algorithm that considers numerous factors. In short, the less risk you pose, the lower your rates will be. Here are the main factors that determine a person’s rates. 

Go To Go emphasizes transparency in its rating process and explains how different factors affect individual premiums. The company also provides various discounts to help offset rates for eligible customers. 

Go To Go might have the lowest rates for one driver and much higher rates for another. This is why comparing rate quotes is important to see which company has the best rates for the coverage you are looking to buy.  

Go To Go Auto Insurance Coverage 

Go To Go Auto Insurance offers a comprehensive range of coverage types to protect both drivers and the vehicles they drive. Here are the coverage highlights:

• Bodily Injury Liability: Covers injuries to others in accidents you cause.
• Property Damage Liability: Pays for damage to others’ property in accidents you cause.
• Medical Payments Coverage: Covers medical expenses for you and your passengers.
• Personal Injury Protection: Pays for medical expenses and lost wages regardless of fault.
• Uninsured and Underinsured Motorist Coverage: Protects you from drivers with insufficient insurance.
• Collision Coverage: Pays for damage to your car from accidents with other vehicles or objects.
• Comprehensive Coverage: Covers non-collision-related damage like theft, vandalism, or natural disasters.
• Towing and Labor Coverage: Provides roadside assistance and towing services.
• Rental Reimbursement: Covers rental car costs while your vehicle is being repaired.

All of Go To Go Auto Insurance coverage types can be combined to create a custom policy that provides tailored protection that fits a person’s individual needs.

Go To Go Liability Coverage 

Liability protection is a fundamental component of Go To Go’s auto insurance policies. The are several components that go into solid liability coverage. This includes:

• Bodily Injury Liability: This covers medical expenses, lost wages, and legal costs if the policyholder injures someone in an auto accident.
• Property Damage Liability: Pays for damage to other people’s property caused by the insured vehicle.
• Legal Defense: Go To Go provides legal representation if a policyholder is sued as a result of a covered auto accident.
• Split Limit vs. Combined Single Limit: Customers can choose between split limit policies (separate limits for bodily injury and property damage) or combined single limit policies.
• Excess Liability: For added protection, Go To Go offers umbrella policies that extend liability coverage beyond standard auto policy limits.

The company emphasizes the importance of adequate liability coverage to protect a person’s assets and also future earnings. Go To Go representatives work with each customer to design the best coverage based on an individual’s financial situation.

Go To Go Collision Coverage

Collision coverage is a crucial component of Go To Go’s auto insurance offerings. This enhanced coverage includes:

• Scope: This coverage pays for damage to the policyholder’s vehicle resulting from a collision with another vehicle or object, regardless of fault.
• Deductible Options: Customers can choose from various deductible levels, typically ranging from $250 to $1000.
• Rental Car Coverage: Many collision policies include coverage for rental cars while the insured vehicle is being repaired.
• New Car Replacement: For newer vehicles, Go To Go may offer replacement with a new car of the same make and model if the insured car is totaled.
• Diminishing Deductible: Some policies feature a diminishing deductible that reduces over time for claim-free driving.

Go To Go’s collision coverage is designed to provide peace of mind and financial protection in the event of an accident. The company’s claims process for collision damage is streamlined to ensure quick repairs and minimal inconvenience to the policyholder. To compare rates now, just enter your zip code and fill out an online application in about five minutes. 

Go To Go Comprehensive Auto Insurance

Comprehensive coverage from Go To Go protects against a wide range of non-collision-related incidents. For drivers who lease their vehicles, comprehensive coverage is often mandated. Go To Go includes:

• Covered Perils: This includes theft, vandalism, fire, natural disasters, falling objects, and damage from animals.
• Glass Coverage: Many comprehensive policies include full glass coverage with a low or no deductible.
• Custom Equipment: Coverage for aftermarket additions can often be included in comprehensive policies.
• Towing and Labor: Some comprehensive policies include roadside assistance and towing coverage.
• Rental Reimbursement: Coverage for a rental car if your vehicle is being repaired due to a comprehensive claim.

Go To Go’s comprehensive coverage is highly customizable, allowing policyholders to tailor their protection to their specific needs and concerns. The company also offers guidance on determining appropriate comprehensive coverage levels based on factors like vehicle value and local risk factors.

Go To Go Auto Policy Comparison

To help potential customers make informed decisions, Go To Go Auto Insurance offers tools and resources for policy comparison:

• Online Comparison Tool: Allows users to compare Go To Go policies with competitors.
• Coverage Checklist: Provides a standardized list of coverages to compare across different insurers.
• Price vs. Coverage Analysis: Helps customers understand the balance between cost and protection.
• Personal Agent Assistance: Local agents offer personalized comparisons and recommendations.
• Competitor Price Matching: In some cases, Go To Go may match or beat competitor prices for similar coverage.

These comparison resources aim to demonstrate the value Go To Go Insurance offers, while also empowering customers to make the best choice for their specific needs.

Go To Go Auto Insurance Discounts 

To help drivers save even more, Go To Go Auto Insurance has numerous discounts. The most popular discounts are: 

The Final Word on Go To Go Auto Insurance

With rates going up, more people are trying to figure out how to save on auto insurance. One “no-frills” insurer, Go To Go Auto Insurance has dirt cheap rates for state minimum liability insurance that can save a lot of money for most drivers. 

Go To Go Auto Insurance has experienced representatives who will help you build the best car insurance policy that fully protects you and stays within your budget. You can easily buy and manage your policy on the easy-to-use Go To Go website and also manage your claim process. 

Compare quotes where you live and see how easy it is to save hundreds on your next car insurance policy.