Rodney D Young Insurance
Company Trusted For Over 25+ Years*
Company Trusted For Over 25+ Years*
All drivers in most states in the U.S. have an obligation to purchase auto insurance or at least the state’s minimum coverage requirement. Possession of cars comes with the responsibility to drive the vehicles under safety guidelines and always in obedience to traffic laws. One of the most important things is that drivers should not put others in risk of collision and injuries. Auto insurance is obligatory as a preventive measure in case accident happens so that the at-fault party (one that causes the accident to happen) is able to cope with the financial burden of vehicle repair and medical cost for others.
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Anybody who has records of at-fault incident is at risk of driver license suspension and insurance policy cancellation. Insurers can ask for the records from DMV, and they do this at least before every policy renewal process. More records translate to higher driver violation points; as the points exceed insurers’ allowance threshold, cancellation is the most common solution. For an insurance company, cancellation prevents the possibility of frequent or expensive claims in the future. Drivers with high violation points tend to ask for recurrent expensive payouts which lead to a financial loss on insurer’s part.
After cancellation, the driver can expect difficulties when he/she tries to find new insurance company. A record of cancellation indicates that the driver is high-risk to insure. Application denial is not uncommon, but there is always a non-standard insurance market to help. Rodney D Young Insurance is one of few companies in this type of market; the company specializes on high-risk drivers, even those with high violation points on their DMV records.
It is an auto insurance company which sells and underwrites. It is an auto insurance company which sells and underwrites policies in at least 12 different states as follows: Alabama, Arizona, California, Colorado, Georgia, Illinois, Indiana, Missouri, New Mexico, Nevada, Ohio, and Texas. As of 2016, the company hires more than 5,200 employees in more than 700 branch offices across all those states.
It is an auto insurance company which sells and underwrites policies in at least 12 different states as follows: Alabama, Arizona, California, Colorado, Georgia, Illinois, Indiana, Missouri, New Mexico, Nevada, Ohio, and Texas. As of 2016, the company hires more than 5,200 employees in more than 700 branch offices across all those states.
Unlike most companies which market their business on the Internet or through aggressive captive agents, Rodney Young Insurance has its agencies in public areas for examples grocery stores, shopping centers, office buildings, street corners, and easy-to-reach areas. The company places the agencies in both small and large towns and focus on locations where people visit on a day-to-day basis.
The company offers easy approval because the company does not ask for detail records of previous incidents and credit score. It takes only basic personal data such as name, age, address, professions, car model, and previous insurer. Rodney D Young Insurance offers these coverage types:
Some states use only liability coverage as the minimum coverage requirement to include in an auto insurance policy, while others have drivers purchase Personal Injury Protection as well. Each state also has different limit requirements, and Rodney D Young Insurance makes sure that every policy it underwrites complies with the law.
In 2013, the company insured more than 600,000 drivers in multiple states and wrote policies worth over $500 million. The fact that the agencies are in easy-to-reach locations in big and small towns allows for direct communication between the insurer and policyholders. It also means that all agencies are, in essence, local agents who understand local risks and real market conditions.
In the event of an accident, there is always an agent nearby to help solve any possible dispute. With more than 700 offices in public places, the agents are easy to find. For a lot of policyholders, easy access to Rodney D Young insurance is the most important thing because they can ask questions and file claims in a direct manner.